We help Seniors save money on health care costs and offer life insurance designed specifically for their needs.
Universal Fidelity Life Insurance Company (UFLIC) has specialized in the Senior market for Medicare Supplement Insurance since its inception, and Life Insurance since our founding in 1935. Our customer satisfaction is among the highest in the industry. We offer some of the most affordable Life and Medicare Supplement Insurance in the country.
Medicare Supplement Insurance
All of Medicare Supplement plans have standardized benefits. They allow seniors to use physicians, hospitals or medical facilities of their choice, and no referrals are required to see medical specialists. Since all plans are standardized the most important issue in choosing a plan is the company’s customer service. Our customers rank our support services as superior. We personally answer every phone call Monday through Friday, from 8 a.m. to 5 p.m., Central Time. All claims are paid quickly and accurately with virtually no paperwork. Every plan includes a 30 day review period, and if you are not happy we will refund your premium. more …
Life Insurance
We offer two Life Insurance plans that are quite valuable for Seniors. The plans provide financial assistance to family members who have suffered loss. Death is always difficult, but the emotional struggles do not need to be compounded by financial difficulties. Life Insurance advantages include:
- Benefits payable to survivors are not subject to probate or federal income tax*
- Helps offset loss of income upon the death of a spouse
- Covers estate and funeral expenses
- Pays off debts and financial commitments
- Provides care of a disabled child or spouse
- Pays for medical or other emergencies, including a terminal illness
- Permits policy holders to spend all their money during retirement, but still leave a legacy for children or grandchildren. more …
* subject to Federal tax laws
