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The Survivor - Whole Life Insurance. The Survivor pays a lump sum death benefit of $3000.00 or $5000.00and and a monthly income of $500.00 to the survivor for 6 or 12 or 24 or 35 months based on the income period selected. Premiums are guaranteed to never change, your policy will never be canceled and the policy builds cash value. Generation II - Single Premium Whole Life Insurance The Generation II policy is designed to help you transfer assets quickly and easily to your beneficiaries. Universal Fidelity guarantees you may receive 100% of your single premium back unless withdrawals were made. This benefit is available is available from day one of your policy.
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